When it comes to seeking treatment for drug addiction, many people want to know whether their insurance carrier provides coverage. There are several insurance companies that support alcohol and drug treatment. So, does united healthcare cover drug rehab? Yes, it provides support for substance addiction treatment and this guide helps you understand what it can cover.
United Healthcare Drug Addiction Treatment
Most of the plans from the carrier provide coverage for addiction treatment. The upfront costs may vary based on several factors, with the most noticeable ones being your location and the type of policy.
In fact, the company has a specialized program called United Behavioral Health dedicated to handling addiction treatment. You can seek confidential services from this division. Its policy supports annual preventative care also covers counseling.
Range of Services
The services covered under the program include:
- Inpatient detox
- Inpatient rehab
- Outpatient detox
- Outpatient drug and alcohol abuse rehab
Inpatient Substance Abuse Treatment
There are certain plans from the company that cover inpatient rehab for both drug and alcohol abuse. Coverage can be found in both family and individual plans. Then there are short-term plans too. These plans can provide you with round-the-clock support and services in the following areas:
- Care & support guidance
- Treatment from leading rehab facilities
- Financial support
There are many similarities between the outpatient and the inpatient rehab coverage from the insurance company. It is recommended to choose mid-level premium plans to avail coverage. Several short-term plans provide certain levels of support for drug and alcohol treatment. You can expect most policies have a deductible in the range of 20% to 30%. It is also important to know that many plans have a term maximum. You will have to cover the additional expenses on your own.
So if you want your policy to cover potential drug abuse treatment and rehab in the future, it is recommended to choose the right plan.